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Contact Us

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    Chat
    Secure online virtual chat is available 24/7. Chat with a live agent during the Live Chat hours listed below.

    Book an Appointment
    Book an appointment with our virtual branch and a live banker or in person to open an account, apply for a loan, send wires, deposit checks and more.
    Virtual Appointment Branch Appointment


    Member Contact Center


    United States
    800.854.9846

    International
    310.643.5400

    Monday - Friday
    5:00 a.m. – 6:00 p.m. PT
    8:00 a.m. – 9:00 p.m. ET

    Saturday
    6:00 a.m. – 3:00 p.m. PT
    9:00 a.m. – 6:00 p.m. ET

    Mortgage
    800.854.4501

    Mortgage sales, option 1

    Commercial loans, option 2

    Consumer loans and HELOC loan servicing, option 3

    Commercial
    888.371.7501

    Pin reset
    877.315.3483

    Phone and Message


    Phone: 800.854.9846

    Automated 24-hour phone access available in English and Spanish

    Phone Routing Menu

    Message
    To send us a message, please log in to digital banking, then select Message Center under the Tools menu and select Compose.

    Live Chat


    Monday - Friday
    6:00 a.m. to 8:00 p.m. PT
    9:00 a.m. to 11:00 p.m. ET

    Saturday
    8:00 a.m. to 5:00 p.m. PT
    11:00 a.m. to 8:00 p.m. ET

    To access, click the chat icon on this page and select “Chat with a Live Agent” to connect with a member of our team.

    Mailing Address


    General Mailing Address

    Kinecta Federal Credit Union
    P.O. Box 10003
    Manhattan Beach, CA 90266

    When mailing, please specify department.

    Deposit Mailing Address

    Kinecta Federal Credit Union
    P.O. Box 90668
    City of Industry, CA 91715-0668

    Download the Mail Deposit Form

    Debit and ATM Card


    24-hour activation and PIN changes: 877.315.3483

    Lost or stolen card: lock card through online banking then call 800.854.9846

    Extended warranty, satisfaction guaranteed and purchase assurance questions: 800.627.8372

    Credit Card Services


    Available 24-hours a day, 7 days a week

    US Domestic: 877.881.6023
    International: 1.310.643.2106
    24-hour activation: 888.691.8661

    Lost or stolen cards: lock card through online banking then call 877.881.6023

    PIN Changes: 888.891.2435 — Call from phone listed on account

    Payments
    P.O. Box 60083
    City of Industry, CA 91716

    Collections


    Toll Free: 800.354.3545

    U.S. & Domestic: 310.643.5480

    Credit Cards: 800.430.4863

    Repossessions & Redemptions: 844.722.5626

    Recovery & Deceased: 855.721.9843

    Mortgage Services


    1 Corporate Drive, Suite 360
    Lake Zurich, IL 60047-8945

    Phone: 877.896.8525

    Fax: 847.574.7659

    Auto & Vehicle Loans


    Phone: 888.954.6328

    Monday – Friday
    7:00 a.m. – 6:00 p.m. PT
    10:00 a.m. – 9:00 p.m. ET

    Saturday
    9:00 a.m. – 3:00 p.m. PT
    12:00 p.m. – 6:00 p.m. ET

    Loan Services — Consumer


    Payments
    P.O. Box 91210
    City of Industry, CA 91715

    Payoffs
    Attn: Loan Servicing CU77
    2100 Park Place
    El Segundo, CA 90245

    Phone: 800.854.4501, option 3, option 2

    Email: loanservicing@kinecta.org
    Please do not send sensitive information via email.

    Business/Commercial Lending


    P.O. Box 2443
    Manhattan Beach, CA 90267-2443

    Phone: 888.371.7501, option 3

    Email: BusinessLoanServicing@kinecta.org

    Email: PPPForgiveness@kinecta.org
    Please do not send sensitive information via email.

    Insurance Services


    Phone: 800.905.4466, option 2

    Monday – Thursday
    8:00 a.m. – 6:00 p.m. PT
    11:00 a.m. – 9:00 p.m. ET

    Friday
    8:00 a.m. – 5:00 p.m. PT
    11:00 a.m. – 8:00 p.m. ET

    Saturday
    9:00 a.m. – 2:00 p.m. PT
    12:00 p.m. – 5:00 p.m. ET

    Investment Services


    Phone: 310.643.2454

    21440 Victory Blvd.
    Woodland Hills, CA 91367

    Fax: 310.727.3732

    Email: info@kinectawealth.org
    Please do not send sensitive information via email.

    Locations

    Find an advisor

    Informative Communications

    (Outbound Text Only)


    Phone:
    877.729.0213

    310.643.2573
    (Account Opening Alerts)

    310.643.4887
    (Account Maintenance Alerts)

    310.643.4683
    (Account / Loan Balance Alerts)

    Kinecta may send you informational text messages to help prevent fraud. Reply "STOP" to opt out or "START" to resubscribe.

    This number is for outbound messages only. Calling this number will re-route to the Member Contact Center.

    Branch & ATM Network1

    Kinecta has 23 branch locations to serve you across California and New York. Our ATMs are connected to the Allpoint and CO-OP network which provides our members access to over 85,000 fee-free ATMs nationwide. Some Allpoint ATMs are in popular stores such as Target, Walgreens, CVS, 7-Eleven, Costco, Rite Aid, Sunoco, and many other convenient locations.

    In addition, as a Kinecta member you’ll enjoy easy access to over 5,800 shared branches coast-to-coast. Shared branching allows our members access to perform activities such as deposits, withdrawals, transfers, account inquires, loan payments at credit unions other than Kinecta.

    1ATM fees. No-surcharge fee for Kinecta and affiliated credit union CO-OP and Allpoint ATMs. Unaffiliated ATM owners/operators may assess a fee.

    Note: availability may be impacted on Federal holidays

    Kinecta Federal Credit Union is a Federally chartered Credit Union regulated by the NCUA. To address concerns related to Kinecta, please contact the following:   
         National Credit Union Administration, Office of Consumer Protection (OCP)  
         Division of Consumer Compliance and Outreach (DCCO)
         1775 Duke Street, Alexandria, VA 22314